Category: Mortgage Brokers and Consultants
Address: Westminster Chambers, 106 Lord Street, Southport, Merseyside, PR8 1LF
Landline: 01704 8...
* Mortgage Brokers
For many people, a mortgage is something to be applied for at their own bank and offers little chance to get the best rate or to explain particular circumstances.
Well, here at Martland Mortgages, we're a whole of market underwriting broker. That means we'll shop around to get you the best possible mortgage rate - saving you money - and ensuring that the mortgage is the right type, with the right lender to suit your unique personal circumstances.
And when it's time to say yes to the home you deserve, as an underwriting broker, we can ensure that there's no delays and everything goes as smoothly as possible.
Nothing surprises us and no matter how unusual your circumstances, whether you're facing some adverse credit information, self employed with complicated financial affairs, a landlord, a foster carer or even a pensioner looking for a mortgage then we'll work hard for you.
With so many different types of mortgages including: General mortgages, Re-Mortgages, Buy to Let Mortgages, Council Right to Buy Mortgages, Bad Credit Mortgages and mortgages for the self employed; It's important to choose the right one with the best rates for your own personal circumstances.
General mortgages are classed as the average type of mortgage available to the public from lenders. They are mortgages available as both repayment mortgages (i.e. you pay the whole loan off including interest over monthly instalments) and interest only mortgages (i.e. you only pay off the interest on the mortgage.) There are fixed rates, tracker, capped and variable rate options available.
Non-Standard Mortgages from Martland Mortgages : Merseyside. Mortgages throughout the UK.It's not at all unusual to need a mortgage that doesn't quite fit the tightly defined boxes of the High Street Lenders, or if they will lend, expect to see the application coming from a Mortgage Professional.
Here at Martland Mortgages, we have decades of experience and really have heard it all before. Whatever your own particular set of circumstances, we can tell you very quickly indeed if your case is mortgage-able and furthermore, if it is, we know how best to proceed and which lender is the best fit for you, your new property and your own financial & personal circumstances.
There are times & situations when sometimes a remortgage isn't the best option. It may be that you want to raise some money for a new car, motorhome, debt consolidation, house extension or tuition fees for example but when you look at the options open to you, redemption penalties or other conditions of your existing mortgage would make that an expensive option. It could be that you have a great deal with a low interest rate and don't want to move away from that yet still want to raise some finance. This is where a Secured Loan comes in.
Secured loans : Alternative to remortgages : Specialist Mortgage BrokerA Secured Loan may well be the best way forward in these circumstances and we can advise you on the suitability once you've made an enquiry and we have a feel for your own unique circumstances.
Using Martland Mortgages
Specialists in Adverse Credit Mortgages, Remortgages, Buy to let and Council Right to Buy.
In our experience, the majority of mortgage lenders are being more cautious now than ever before and the current economic climate makes successful mortgage applications difficult even for those of us with a perfect credit record.
Mortgage Application processWe have many years experience within the mortgage industry and it's these relationships, built up over the years with the High Street banks and building societies, that now play an important role in assisting clients find the right mortgage for their own particular unique circumstances.
Call or visit our website for more information.